JJP Investment Services
Capitalizing on a rare market reset with a proven, risk-conscious strategy to deliver high-yield returns. Estate Debt Fund
JJP Investment Services presents the South Florida Real Estate Debt Fund – a private investment fund focused on undervalued real estate debt and acquisitions in Miami and Sarasota. Launched and led by John J. Prosser, this exclusive $10 million fund deploys capital into distressed property loans and prime asset purchases. Our mission is to seize today’s unique market opportunity – characterized by motivated sellers and reduced competition – and deliver attractive, secured returns for investors. With a disciplined multi-strategy approach and a 3-year investment horizon (with annual distributions), the fund is structured to maximize upside while safeguarding investor capital.
Market Opportunity
South Florida’s real estate market is undergoing a significant correction after years of rapid growth. This climate creates a rare window for well-prepared investors to acquire quality assets at a discount. Key indicators from our target markets:
Miami: Median home prices have fallen 9.9% year-over-year (Dec 2024), and housing inventory has surged 40% – the highest level since 2016 (about a 9.7-month supply). New condo safety regulations are driving up costs for owners, further slowing sales and tilting the market in favor of buyers. Homes are staying on the market longer, signaling an emerging buyer’s market in Miami.
Sarasota: Single-family home sales are down 18.9% (Nov 2024 YoY) and condo prices have plunged 31.8% compared to the previous year. Inventory has swelled to over 6 months of supply, and the median time to sell a property has more than doubled. Factors like stricter building codes, rising insurance costs, and recent storm impacts are creating motivated sellers – setting the stage for opportunistic acquisitions at compelling prices.
These trends underscore a rare buying opportunity: an oversupplied market with distressed sellers, less competition, and favorable entry pricing in a region that still boasts strong long-term demand.
Why Invest Now?
Seven reasons the timing is ideal to invest in the South Florida Real Estate Debt Fund:
Distressed assets hitting the market at attractive discounts.
Low liquidity means fewer competing buyers (less competition).
Overleveraged owners are forced to sell as their cash flows turn negative.
High risk-adjusted return potential in the current environment.
Many opportunities are cash-flow positive from day one.
Strategic timing to capitalize on a market reset before conditions normalize.
Florida remains a high-demand region with strong long-term fundamentals.
In short, market conditions have aligned to favor buyers with ready capital and local expertise – a combination at the core of our fund’s strategy.
Investment Strategy
Our approach blends speed, security, and upside through a three-pronged strategy:
Distressed Acquisitions
We acquire high-potential properties in Miami and Sarasota using all-cash offers to negotiate steep discounts. Targets are well-located and undervalued.Private Lending
The fund issues secured, short-term loans to trusted operators. These loans generate stable income while being backed by prime real estate assets.Value-Add & Resale
Select properties are improved and repositioned for profitable exits, capturing additional upside from renovations and operational enhancements.
Leadership & Track Record
JJP Investment Services is led by John J. Prosser, a seasoned South Florida real estate investor and fund manager with a proven track record of success. John’s experience and credibility provide a strong foundation for the fund’s performance:
$7M+ in real estate debt placements (loans) executed and serviced over the last 4 years – with zero defaults.
Consistent 20%+ returns on cost for past property acquisitions, delivering over 40% returns on equity to investors.
Founder of Emerald Property Management and Emerald Realty Brokerage, demonstrating hands-on expertise in property operations and sales in the local market.
Educational pedigree: John holds degrees from NYU and Tulane, contributing advanced financial insight to the fund’s management.
Under John’s leadership, the fund emphasizes strict underwriting, due diligence, and operational efficiency. Investors benefit from his disciplined framework that balances opportunistic deals with careful risk management. This blend of local market knowledge, strong industry relationships, and a history of delivering exceptional results gives our investors confidence that their capital is in expert hands.
Contact & Next Steps
Ready to explore this investment opportunity further? We invite you to schedule a one-on-one consultation with John J. Prosser or request our detailed due diligence materials to learn more about the fund. Discover how the South Florida Real Estate Debt Fund can enhance your portfolio with high-yield, secured returns.
Contact us today to discuss next steps and secure your place in this limited offering. We look forward to partnering with you in achieving your investment goals.
